I don't walk around constantly angry or complaining and I think most people who know me would agree I don't get ticked off easily or often.
Still, there are things that ruffle my feathers pretty quickly ... like the news that my parent's homeowner insurance is being cancelled by the company (Travellers) that they have used for decades.
Florida insurance companies cancelling home owner's insurance is not new, they've been backing out of long standing insurance agreements for a couple of years here in FL.
Content to suck money from homeowners for decades, as soon as they are required to fulfill their responsibility to storm damaged residents, they decided to carpetbag it right out of the Florida market.
I can understand revisiting policies of waterfront homes, since building on barrier islands and directly adjacent to salt water is a high risk proposition in hurricane country. (I'm biting my tongue here and not using words like foolish, stupid, etc)
This weekend, Mom called me and told me that their home in St. Augustine was being dropped by Travellers Insurance Company, the same company they had used for decades. During this time the concrete block house they built as newlyweds in 1957 has withstood countless brush by's and a roll overs by tropical storms and hurricanes.
The house is simple and strong. It survived Dora when I was a kid without a scratch. Google Hurricane Dora images for some views of what Dora did to St. Johns County in 1964. Hurricane Dora's path took it right over their house. It wiped parts of Ponte Vedra Beach and St. Augustine Beach off the map, but did not damage this strong little house set back from the ocean.
Hurricane David in the '78 or '79, dropped a pine tree the size of a ship's mast on my bedroom, but my parents made no claim. I was in my bed at the time and woke up on the floor after the enormous crash.
The storms of 2004 and 2005 tossed a branch through a backyard shed, but still they handled it themselves with no claim.
Now in their late '70's they find themselves without insurance coverage after faithfully paying those insurance bills for what ... half a century?
"Life is not fair" is one of those lessons Mom and Dad taught me growing up.
I guess they were right about that one.